Everything You Need to Track Loans & Belongings
Thoughtfully designed tools for real life: simple, transparent, and respectful.
Accurate Personal Loan & Receivable Records
Log every amount you lend or borrow with the exact currency, contact name, and clear dates. No more second-guessing balances months later.
Summary of outstanding receivables and payables in one clean view
Item & Equipment Lending Tracker
Lending isn't just about cash. Keep track of camera lenses, camping tents, books, and workshop tools with condition notes and accessories.
Log camera gear, lenses, accessories, and tested working condition
Organized Around Your Friends & Contacts
Every friend, family member, or colleague has a dedicated contact ledger. See all mutual receivables, debts, and settlements in a clean chronological timeline.
Contact ledger and detailed chronological transaction history
Visual Timeline & Due Date Calendar
All promised repayment and item return deadlines are plotted on a clean visual calendar. View upcoming deadlines for the week or month ahead.
Visual monthly calendar showing upcoming settlement deadlines
Automated & Respectful Reminders
Schedule gentle alerts ahead of time: 1 week before, 3 days before, or on the due date. Reminders arrive as neutral system notices, avoiding personal tension.
Configure multiple automated reminder intervals simultaneously
Mutual Confirmation & Verification
Invite the other party with a simple SMS or push alert. They can inspect the terms and confirm with a tap, ensuring both of you agree on every number.
Incoming agreement request ready for direct mutual confirmation
Partial Installment Settlements
When a debt is repaid in several stages, log each payment under the original record. The app updates the remaining balance automatically and archives it once fully settled.
Multi-stage installment history with automatic balance deduction
Receipts & Evidence Attachments
Attach bank transfer screenshots, transaction reference numbers, or invoice photos directly to the record so proof is always accessible.
Directly attach bank transfer slips or item photos to any agreement
Start Tracking Your Agreements with Ease Today
Download the official Gharzemoon app on Android or access via Web. Keep your finances clear, your borrowed items organized, and your friendships peaceful.