Privacy Policy
Effective Date: October 2025 | Last Updated: October 2025
At Gharzemoon, protecting your personal privacy and the confidentiality of your agreements is our highest priority. We believe financial notes and mutual agreements between individuals must remain strictly private. This document explains what information we collect, why we need it, and how it is securely handled.
1. Mobile Number & Authentication
Signing in to Gharzemoon uses your mobile phone number verified via a One-Time Password (OTP). Your phone number serves as your account identifier to prevent spam, automated bots, and fake accounts. We never sell or share your mobile number with third-party advertisers.
2. Address Book Access (Optional)
When logging a new agreement, an optional “Select from Contacts” button is provided. This permission operates locally on your device solely to make picking your friend's name and phone number convenient. Gharzemoon never harvests, uploads, or stores your entire address book on our servers.
3. Attachments, Slips & Condition Photos
Images you choose to upload—such as bank transfer receipts, purchase invoices, or gear condition photos—are stored in encrypted cloud storage. Access to these attachments is restricted strictly to you and the verified counterparty (if bilateral confirmation is active).
4. Notifications & SMS Alerts
SMS messages dispatched from Gharzemoon servers are strictly limited to your login authentication codes and, upon your explicit request, bilateral agreement invitations to the other party. Due date reminder alerts are delivered locally via standard push notifications on your phone.
5. Account Deletion & Right to Be Forgotten
You retain complete ownership of your personal data. You may request permanent deletion of your account and all associated agreement history at any time through our dedicated Delete Account Page or by contacting our support desk.
6. Privacy Inquiries
If you have questions regarding our data practices or wish to review your stored records, please contact our Data Protection desk at info@gharzemoon.com.